USDT ₦1,411.18 13:05 WAT

Bybit P2P · USDT/NGN · refreshed through the day

USDT to naira rate today

1 USDT is about ₦1,411.18

You buy USDT at₦1,414.72
You sell USDT at₦1,407.63

Median of the 10 best Bybit P2P ads from merchants with 90%+ completion ·

On P2P there are two prices, not one: buyers pay more than sellers get. The board above shows both, taken from the ads people actually trade with, so you know what your USDT is worth before you open the app.

What your USDT is worth right now

At 13:05 WAT, 13 November 2026, selling 1 USDT on Bybit P2P brought about ₦1,407.63, and buying one cost about ₦1,414.72. If you buy USDT today and sell it again later at the same market, that gap of ₦7.09 per coin (0.50%) is what the round trip costs you.

USDTBuying costsSelling brings
1 USDT₦1,414.72₦1,407.63
5 USDT₦7,073.60₦7,038.15
10 USDT₦14,147₦14,076
20 USDT₦28,294₦28,153
50 USDT₦70,736₦70,382
100 USDT₦141,472₦140,763
200 USDT₦282,944₦281,526
500 USDT₦707,360₦703,815
1,000 USDT₦1,414,720₦1,407,630

Naira to USDT

Going the other way, this is roughly how much USDT a naira amount buys, and how much USDT you would need to sell to receive it.

NairaBuys USDTUSDT to sell
₦10,0007.077.10
₦50,00035.3435.52
₦100,00070.6971.04
₦250,000176.71177.60
₦500,000353.43355.21
₦1,000,000706.85710.41

Where the number comes from

We read the public list of USDT and naira ads on Bybit P2P several times a day. Plenty of ads look cheap on the list but never fill: tiny limits, brand new accounts, merchants who are offline. So we keep only ads from merchants who are online, finish at least 90% of their orders, have at least 20 recent orders, and accept an order of ₦50,000. On each side we take the median of the 10 best prices that are left.

At the last reading, 300 USDT/NGN ads were listed; 28 selling ads and 56 buying ads passed those filters. Most of them accepted Bank transfer, OPay, PalmPay, Kuda Bank, Access Bank and GTBank.

The price you get can differ by a few naira from ours: it depends on your amount, your payment method and the merchant you pick. Always check the price on the order screen before you confirm.

What people in Nigeria do with USDT

Turn USDT into nairaSell on P2P and get paid to your bank, OPay or PalmPay. Buy USDT with nairaStep by step on Bybit P2P, with the checks that keep you safe. Start trading forexHow much you need, a free demo first, and the hours that suit Lagos. Trade a funded accountProp firms that take Nigerians, and what a challenge costs in naira. Play at a crypto casinoDuel from Nigeria: USDT deposits, 100% RTP games, instant rakeback. Is Bybit allowed in Nigeria?Access, the SEC position and what being offshore means for you.

Three habits that save money on P2P

  1. Look at both prices before you trade. If you buy USDT now to sell later, the spread is your cost. Today it is ₦7.09 on every coin.
  2. Pick the merchant, not only the price. Check the completion rate, the number of orders and how fast they usually release. A price that is ₦3 better is not worth an order that hangs for an hour.
  3. Never release USDT before the naira lands. Open your bank app yourself and look at the balance. Screenshots and alerts sent in the chat can be fake.

Questions people ask

How much is 1 USDT in naira today?

At the last reading (13:05 WAT, 13 November 2026) about ₦1,411.18. On Bybit P2P you paid about ₦1,414.72 to buy one USDT and got about ₦1,407.63 when you sold one.

How much is 100 USDT in naira?

Selling 100 USDT on Bybit P2P brought about ₦140,763 at 13:05 WAT, 13 November 2026. Buying 100 USDT cost about ₦141,472. The table on this page has 1 to 1,000 USDT.

Why is the buying price different from the selling price?

Merchants earn the gap. They buy USDT from sellers a little cheaper and sell it to buyers a little dearer. At the last reading that gap was ₦7.09 per USDT (0.50%).

How often does this rate change?

The P2P market moves all day. We read the ads several times a day and show the time of the last reading under the rate. Check the price in the app again before you place an order.

Is this the black market dollar rate?

It moves with the parallel market because many of the same people trade both, but it is the price of USDT on Bybit P2P. Cash dollars at a bureau, your bank and the CBN official rate are all quoted separately.

Can I convert USDT straight into my Nigerian bank account?

Not with a button. You sell on P2P: a buyer sends naira to your bank or wallet, you confirm it arrived, and Bybit releases your USDT from escrow to the buyer. The steps are in our guide to selling USDT for naira.