TradeWAT › Sell USDT for naira
How to sell USDT for naira and get it into your bank
An exchange cannot wire naira to your account; on P2P a buyer pays you directly and Bybit releases your USDT only when you say the money has arrived. That last tap is where people get scammed, so this guide spends most of its time on it.
Today's selling price: about ₦1,407.63 per USDT on Bybit P2P (13:05 WAT, 13 November 2026), so 100 USDT brings roughly ₦140,763. Buyers pay into your bank or wallet; most ads use Bank transfer, OPay, PalmPay, Kuda Bank, Access Bank and GTBank.
Selling USDT, step by step
- Move the USDT to your Funding account. P2P sells from Funding. If your coins are in the trading account, transfer them first; it is free and instant inside Bybit.
- Open P2P and choose Sell, USDT, NGN. Enter the amount and filter by the bank or wallet you want to be paid into.
- Choose a buyer. Check completion rate, order count and payment time. A slightly lower price from a reliable buyer beats a top price from a new account.
- Open the order. Your USDT goes into escrow. The buyer sees your payment details and has a set time to pay.
- Check your bank app yourself. Not the chat, not a screenshot, not an SMS. Make sure the full amount arrived and the sender's name matches the buyer's verified name.
- Release. Only now tap release. The USDT goes to the buyer and the order is done.
How much you get today
| You sell | About what you receive |
|---|---|
| 20 USDT | ₦28,153 |
| 50 USDT | ₦70,382 |
| 100 USDT | ₦140,763 |
| 500 USDT | ₦703,815 |
| 1,000 USDT | ₦1,407,630 |
Prices at 13:05 WAT, 13 November 2026. Large amounts can get a slightly different price because fewer buyers take big orders. The live board is on the USDT to naira page.
The four ways sellers lose money
1. Releasing on a fake alert
The buyer sends a screenshot or a forwarded SMS and pushes you to release fast. Nothing has arrived. Once you release, the USDT is gone. Check the balance in your own bank app every time.
2. Third-party payments
The naira comes from an account that is not the buyer's. It may be money taken from a victim, and when they report it your bank can freeze your account. If the names do not match, do not release: appeal and let Bybit return the USDT.
3. Part payments
The buyer sends less than the order amount and asks you to release "the rest later". Release only for the full amount.
4. Moving off the platform
"Cancel the order and I will pay you directly, no fees." Without the order, there is no escrow and no appeal. Stay inside the order.
Bringing money home from a trading or casino account
If you withdraw from a prop firm, a broker or a crypto casino in USDT, send it to your Bybit deposit address on the same network the other platform uses, test with a small amount first, and then sell it here. Our guides cover SabioTrade payouts, FxPro withdrawals and Duel withdrawals.
Questions people ask
How do I withdraw USDT to my Nigerian bank account?
Sell it on P2P. Choose Sell, USDT, NGN, pick a buyer who pays to your bank, wait for the naira to land, check your bank app, then release. The USDT leaves escrow only when you confirm.
How much will I get for 100 USDT?
About ₦140,763 at 13:05 WAT, 13 November 2026 on Bybit P2P. Your exact amount is the price on the buyer's ad when you open the order.
The buyer sent a screenshot but nothing is in my account. What now?
Do not release. Screenshots and SMS alerts can be faked. Wait for the money to show in your bank app; if it does not, open an appeal and let Bybit review the order with your USDT still in escrow.
Why should the payer's name match?
If someone pays you from an account that is not theirs, the money may be stolen. The real owner can report it, and your bank can freeze your account while it investigates. Release only when the payer's name matches the buyer's verified name.
Can I sell USDT to OPay or PalmPay?
Yes, if the buyer pays with that method. Add your OPay or PalmPay account under P2P payment settings and choose ads that list it.
How long does it take to get naira?
Often a few minutes once the buyer pays. Bank transfers can take longer around midnight or during bank outages; the order timer gives the buyer a set time to pay.